Palisades Apartment Homes
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Rental Policy


Delview Properties, L.L.C.
Palisades Apartment Homes

Fair Housing
Delview Properties, LLC conducts business in accordance with all Fair Housing laws. We provide housing on an equal opportunity basis to all persons regardless of race, color, religion, sex, national origin, disability, or familial status.

Applications
Applications are available from all apartment managers or by mail. All adults occupying a rental property must be tenants on the lease; and all occupants of any age must be listed on the application. A non-refundable application fee, in sum of $30.00, must accompany the application in order for the application to be processed. There are no exceptions. Income, credit history, and rental history will be investigated and verified. Denied applicants will be notified by mail, and be given the address of the credit agency supplying credit history. Delview is not allowed to discuss information obtained in the credit report with anyone, including you, the applicant. Rental property is not rented until an application has been approved, a lease executed and security deposit paid. No rental property is “held” until an earnest money is paid and earnest money agreement executed. Unless previously arranged, approved applicants are expected to take occupancy of vacant property within ten days of approval.

Occupancy

Unless otherwise limited by law or ordinance, the number of rental property adult occupants are limited to the number of bedrooms plus one. Efficiency or studio apartments are limited to one occupant.

Age

Must be of legal age to enter into a contract. This age is 19 unless married. Photo identification is required for age and identification purposes only.

Income

Thirty (30%) percent of gross monthly income must equal or exceed the monthly apartment rent. If more than one income is to be considered the following applies: if two incomes, each must qualify to 70% of the rental rate; and if 3 or more incomes, then each must qualify to 50% of the rental rate. In order to be considered applicants must be continuously employed for 6 months immediately preceding application.

Cosigners and Guarantors

Delview accepts these only in the case of college students, in which case they are usually required. Guarantors are held to a higher underwriting standard than un-guaranteed tenants. Guarantors must have sufficient means to pay their own expenses as well as the prorata share of the rent they are guaranteeing. Unless there are extenuating circumstances, Guarantors are a mother and/or father, or legal guardian.

Underwriting

1. Must have established credit or prior rental history.
2. No Chapter 13 bankruptcies within 24 months of application unless discharged.
3. No tax liens, evictions, unpaid housing debt, or judgments unless paid, satisfied, or proof of satisfactory arrangements for the payment of same have been made.
4. Negative rental history, felony convictions, falsification of application or negative credit history, including collections, late payments or returned checks are grounds for denial.
5. Credit bureau scores in conjunction with all the foregoing will be used in evaluating applicants.

Security Deposit
Not to exceed the equivalent of one (1) months rent.

Pets
These are subject to existing pet policy at the particular property. If you desire a pet you should discuss pets prior to application, and submit a pet application with your apartment application.

Mitigating Circumstances

At times, mitigating circumstances might allow an applicant who does not meet income or credit criteria to be approved. In these cases a prepayment of the lease term or a portion, thereof might be required. Approval of these exceptions must be made by the Application Manager.

Questions

If you have any questions about these policies, information in this document, or the acceptance or rejection of your application, please contact the apartment manager at the site you submitted your application. If your questions are not answered or you believe that you have not been treated fairly contact the Application Manager at the address below. Include your name, address, phone number, site and date of your application, and nature of your request or complaint.

Application Manager
Delview Properties, LLC
P.O. Box 2886
Tuscaloosa, AL 35403









3201 Hargrove Road East • Tuscaloosa, Alabama 35405
Local: 1-205-554-1977 • Toll Free: 1-866-339-3741 • Fax: 205-554-1951

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